Used Cherry Pickers

Choosing a used cherry picker can help to keep costs down when expanding your powered access fleet. In the current financial climate, it’s important to save money wherever you can within your business, and buying a used aerial work platform instead of a new machine could save you hundreds or even thousands of pounds.

Refurbished cherry pickers are a versatile, affordable type of powered access machine. This variety of boom lift is manoeuvreable, adaptable and available in a wide range of sizes and platform heights. A cherry picker is an aerial work platform that provides a wide range of movement. Operators work from a caged platform which is attached to a telescoping or articulating boom arm. These work platforms have working heights that can vary from approximately 9 metres to 30 metres.

Smaller used cherry pickers are ideal for indoor use, with many narrow and compact models suitable for areas where space is particularly limited. Larger models provide a safe method of accessing difficult to reach areas and allow operators to carry out repairs, maintenance and installation on buildings and equipment up to 90 feet high.

You may find that your used cherry picker or boom lift is an older model, or it could have several hundreds of working hours behind it. This doesn’t mean it should be any less efficient, however. If you buy from a reputable powered access company, your refurbished machine should have been fully reconditioned and inspected to a high quality by professional engineers.

Don’t Let Your Insurance Company Deny Your Claim

Everyone has heard the horror stories: An evil travel insurance company denies the claim of another decent individual. Here is a recent example: An 80 year old man went on a cruise and accumulated $107,000 in medical bills after he fell sick with pneumonia which led to complications. The insurance company denied his claim. (As you probably guessed, lawyers eventually got involved). Several stories like this have many people believing that insurance companies NEVER pay claims. So the question is: Is travel insurance just a big scam? The short answer is no, but there are definitely things you need to know to help avoid becoming another tragic story.

First off, travel insurance is generally a good type of insurance to buy. “Good insurance” means paying a reasonable upfront premium to transfer a large financial risk from yourself to an insurance company. By contrast, extended warranty on your iPod can be considered “bad insurance” because the premiums are expensive and a broken iPod, although annoying, will probably not ruin you financially. Since medical costs are extremely expensive (i.e. the average hospital stay in Canada costs $7000 a day) travel insurance is a smart way to protect yourself from the potentially crippling costs of a medical emergency.

Of course that all depends on the insurance company actually paying a claim when the time comes. Claim payout rates in the insurance industry are highly guarded, but there is some anecdotal information available. In a recent article by the Chicago Tribune, the US Travel Insurance Association indicated that approximately one in six policyholders file a claim, and fewer than 10 percent of those claims are denied.1 According to Canadian insurance broker Travel Insurance Office Inc, approximately 9% of travellers have a claim, and less than 7% of those claims are denied.2

So it looks like there is at least some evidence of insurance companies paying out claims. But how can you make sure an insurance company will pay YOUR claim, without getting expensive lawyers involved?

One way to protect yourself is to actually think like a lawyer when buying travel insurance. No, you don’t need a law degree from Harvard, but you do have to understand that an insurance policy is a legal contract. If there is a claim, the insurance company is going to go back that contract, which includes your insurance policy and any applications or questionnaires you completed.

Top Benefits of Travel Insurance

What is Travel Insurance?

There is no doubt that travelling can be a fun (and sometimes educational) experience. Aside from getting immersed in a different setting, you’ll get to bask in another culture and mingle with a different set of people. But as much as we dislike saying it, there are several risks involved during traveling. Some of them include plane crashes, accidents, and other untoward incidents. That is why the importance of traveling safely cannot be overly emphasized.

But to make sure that you get covered for any loss incurred should any of these unfortunate incidents happen, it’s a must that you get insurance. In a nutshell, travel insurance is your protection against future loss or damages incurred during the duration of your travel.

There are different types of travel insurance, and each one of them varies in terms of their coverage. Some of the most common types include the following: domestic (for family travel), international (for trips abroad), annual (for yearly trips), student insurance policy (for students wanting to study abroad), and leisure traveling insurance (for short-distance trips and vacations).

Aside from these types, there are others that can be customized depending on the needs of the client. But all of them are geared towards protecting the client against future loss.

Is Travel Insurance Worth the Bother?

With all the education available on the internet, it is surprising that various published polls and surveys in the UK and US still show a large percentage of travellers admit they do not take out travel insurance and do not think it is necessary. Many holidaymakers mistakenly believe that if they get into any kind of trouble abroad the consulate or embassy will help them out and pay the bills. Sadly, many have found out, at great personal cost, that this is not the case. Don’t be one of them.

It’s hard not to notice that advertisements for cheap travel insurance pop up everywhere these days, especially when you are surfing the internet. Airline and travel sites usually include an option to buy holiday insurance when you book. However, not many of them explain why it is so important to have insurance or go to any length to tell you what is and is not covered – let alone whether the policy is right for your particular holiday.

Anyway, bad things happen to other people… don’t they?

Travel insurance often comes included and packaged with your bank account, credit card or some other financial arrangement. It is important to check that the insurance is right for you before you depend on it for your trip. Many people don’t know enough about holiday insurance to understand what they need and, unfortunately, may not find out until it is too late…

A very cheap or ‘free’ insurance policy may cut corners somewhere and not provide the cover you should have for your trip – especially any planned sports activities. Check the amounts covered under sections of the policy, as well as excess amounts (the amount you contribute towards a claim). A very cheap policy may include higher excess amounts or lower cover on some sections. It is useful to do a comparison, but not all companies are on comparison sites and you may find a better deal for your money elsewhere. A specialist travel insurance company has advisors on hand to answer questions or concerns about the levels of cover and to explain and help you choose the best holiday insurance to cover all your planned activities.

Do You Need Travel Insurance?

It is very unwise to travel abroad without making sure you have the right travel insurance cover before you go. If you had no insurance what would happen if something went wrong? A dream holiday can easily turn into a financial nightmare. Comprehensive travel and medical insurance is essential. There are thousands of travellers who have seriously regretting not taking comprehensive travel insurance to cover costs if things go wrong. The prospect of potentially massive health bills is the reason why you should take out insurance. Falling ill on holiday can easily run into the thousands, especially in countries like the United States. Travel insurance covers much more than just medical treatment. It can cover lost or stolen belongings, missed flights, cancellations and repatriation to the UK. It can also cover you if you airline or tour operator goes bust. There are even some countries like Cuba that won’t let you in without it. Many countries that require an entry visa will also insist on evidence of insurance cover.

Travel insurance does not have to be expensive; it is usually only a very small fraction of the price of the holiday. The peace of mind that comes with the insurance is unparalleled. You will find that the older you are the more you can pay for the insurance. If you have a pre-existing medical condition you will also find premiums can be considerably higher. Some insurance policies do not always pay out for accidents from certain sports less additional cover is taken out. With this in mind if you are considering participating in certain activities, often referred to as ‘adventure sports’ like skiing, skydiving, parachuting and scuba diving you need to make sure you are properly covered.